Ted Cruz, the man of truth

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Here is yet another example of the need to be honest, so important to the Republican Party.

Ted Cruz’s hatred of the Affodable Care Act is only too obvious.

He gave a filibuster on the senate floor to oppose it; speaks against it at every occasion that he can find a way to bring it up; and even misrepresents facts to make it appear to be something other than what it is.

In New Hampshire he recently announced, “I’ll tell you, you know who one of those millions of Americans is who’s lost their health care because of Obamacare? That would be me. I don’t have health care right now.”

Yep, according to Ted his healthcare coverage was ripped right from under him.

Except.

The Cruzes lost the coverage his wife had them covered by when she worked for Goldman-Sachs, because she went on the unpaid leave of absence made necessary by her needing to be there with Ted during his presidential campaign. To make up for the loss of coverage, Ted signed up for health insurance through Obamacare’s state insurance marketplaces.

Because of a Republican-sponsored amendment, federal lawmakers and their staffers are required to enroll in these Obamacare plans if they want to maintain the government contribution to their insurance.

The plan he chose was a PPO plan with BlueCross BlueShield of Texas, but for 2016, BCBS decided to offer only HMO plans on the individual marketplace.

A PPO is a collection of Doctors and hospitals that reach an agreement with an insurance company to provide health services at an agreed upon rate to those covered by the insurance company, while a health maintenance organization (HMO) contracts with health care professionals and facilities to create a “provider network.”

Ted and others with his type of coverage were notified of this decision back in July, and had five months to select a new HMO  or PPO  from another company, or stay with the BCBS HMO.

Ted Cruz, the responsible family man took no action. He just didn’t make a choice.

He first claimed it was because of Obamacare that his family has no coverage, and then clamed that his premiums would now go up 50% when in fact the Department of Health and Human Services (HHS) showed that the average Obamacare premium for 2016 plans rose only by about 9% over last year’s rates.
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“We’re in the process of finding another policy. I hope by the end of the month we’ll have a policy for our family. But our premiums — we just got a quote, our premiums are going up 50 percent. That’s happening all over the country.”

But, Cruz’s campaign spokesperson, Catherine Frazier, explained after Ted’s statement in New Hampshire that when Cruz’s prior BlueCross BlueShield “preferred provider organization” policy, the PP0 his family had been on, ceased at the end of December, having been notified of that and his need to make a decision by then back in July but doing nothing, the carrier automatically enrolled his family in an HMO plan that kept them covered in January.

So, in spite of what he told people, he and his family have been covered, and have until the end of January to decide to stay with the BCBS HMO, or go with a preferred plan from another company that it was assumed he would have been researching.

He either really thought he was uninsured, which makes him look bad, or thought he could tell a good story that people would buy without question.

According to Frazier, Cruz doesn’t intend to continue his coverage BlueCross BlueShield, and has signed up for a new policy with Humana.

As far as his 50% premium increase, BCBS rates actually went down, and the only reason for any increase is that Cruz finally decided to go with another insurance company, Humana, that had a PPO with higher premium rates.

And, even with the higher premiums he is eligible for a government subsidy that would cover 75% of the cost of his insurance coverage.

So, no, Ted, you did not lose your insurance because of Obamacare.

You never lost it at all.

And, Ted, as far as a premium increase, that, too, cannot be blamed on Obamacare, but on your decision to change your insurance carrier.

This is the man that said one of the most important things for a politician is honesty.

“Telling the truth in Washington, D.C., is a radical act.”

Obviously Ted Cruz is short on radical action.

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